Roak Insurance Agency

Exceptional customer service through integrity with a commitment to community service.


We pride ourselves on serving our customers with full transparency, and we will always be honest and direct for the best of you and your business needs.


We are here foremost to help to assure that you are treated with respect and always putting your needs first and finding the best policy.


You can trust us to help you grow your business, mitigate your risk, connect you with stakeholders and give you our honest advice on policies.

What we Do

We Cover an Array of Individual, Business and Commercial Insurance Services

Personal Property Coverage

If the unexpected happens, losing your home contents could be distressing as well as financially devastating. Your Farmers homeowners, townhouse, condo and renters policies cover the loss of your personal belongings, subject to the policy limits and conditions.

Commercial Property

Business property insurance can help repair buildings and equipment damaged by vandalism, fires, hailstorms or other covered events.

Personal Liability

Liability coverage provided by the homeowners policy that protects the insured against the financial consequences of liability to others for bodily injury (BI) and property.

Professional Liability

Small business general liability insurance, which can help with challenging situations and the associated costs of legal defense and legal damages, up to policy limits selected for covered claims.

Personal Auto

Whatever you drive, you know you need insurance for your car and assets. Farmers has coverage options that enable you to get the auto insurance policy you want.

Commercial Auto

However you use vehicles in your business, one thing is clear: you need commercial auto insurance. Farmers can help with coverage options that reduce risk and improve operations.

Workers Compensation

You choose employees for the value they add to your business — whether a key member of your management team, a skilled technician or your executive assistant. If anyone suffers an on-the-job injury, you want to try to take care of them and minimize lost productivity.

Business Income

Business income insurance can help replace lost rents and profits — and provide related operating expenses to keep your business going while a building is rebuilt. It can also help with temporary relocation that enables you to resume business while your building is being repaired.

Employers Liability

Employers liability insurance provides an extra layer of protection in case an injured employee decides to sue your company for additional damages. It helps cover the cost of your legal defense and any monetary judgment against your company.

About Debra Roak

My passion is for small business

I create growth opportunities for my business clients and partners. As long as I have been part of the business community in the greater Sacramento area, I have been their advocate and connector. With my tens of thousands of connections, I can help anyone’s business be a success. I always think outside the box with confidence. I am determined and resourceful in bringing possibilities to my clients’ and partners’ ventures.

Why Farmers insurance

Offering Solutions and Risk Management

I joined Farmers Insurance to take my business to the next level and help my clients with solutions and risk management. It also gives me the opportunity to meet even more business owners who will benefit from connecting. Like it or not, every business owner needs insurance to mitigate risk and grow their business with peace of mind. But they might as well do so with having powerful connections made and their business jumpstarted. 

“Debra has helped me insure my marketing agency business with an extensive business liability insurance. She was able to save me over two thousand dollars a year with exactly the same coverage as my previous insurance provider. I advice that everyone with a business should have Debra requote their insurances. Amazing service.”

Veronika M.

Contractor for the State of California

Are you ready for government contracts?

As a certified small business, you need to make sure that you are fully covered so that are truly contract ready for that federal, state, county, city contract.

Understand that your general liability insurance sufficiently covers your business and commerical property so you it will keep your business active through the duration of the contract. 

Bonding is most important to show that you can guarantee your work. It reflects your ability to execute the required work.

Besides certified payroll, government agencies require businesses to carry workers comp. At Roak Insurance Agency, our rates are highly competitive. Make sure the policy you offer is affordable but high quality to ensure your employees are properly covered.

Contact Roak Insurance Agency

Please contact us for a quote or with any questions. We are looking forward to connecting with you.

(916) 459-0126

400 Plaza Drive, Suite 145, Folsom, CA 95630

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