Roak Insurance Agency

Exceptional customer service through integrity with a commitment to community service.


We pride ourselves on serving our customers with full transparency, and we will always be honest and direct for the best of you and your business needs.


We are here foremost to help to assure that you are treated with respect and always putting your needs first and finding the best policy.


You can trust us to help you grow your business, mitigate your risk, connect you with stakeholders and give you our honest advice on policies.

What we Do

We Cover an Array of Business, Commercial, and Individual Insurance Services

General Liability

This type of policy helps businesses with challenging situations. It covers associated costs of legal defense and legal damages, up to policy limits selected for covered claims.

Workers’ Compensation

Employees are an important part of a business and add value. If any employee suffers an on-the-job injury, this policy will helptake care of their needs and minimize lost productivity. 

Errors and Omission

This insurance protects against losses not covered by traditional professional liability insurance like negligent acts committed during business activities that result in a financial loss.

Business Owner Policy

This policy is a comprehensive package of protection for your business. It is a single policy that meets all the coverage a business owner need to run a business and is customizable.

Commercial Property

This type of policy covers business and commercial property to help repair buildings and equipment damaged by vandalism, fires, hailstorms or other covered events.

Commercial Auto

This policy is intended to cover a array of vehicles used in the course of a business. It can help with coverage options that reduce risk and improve operations.

Employers Liability

This policy provides an extra layer of protection in case an injured employee decides to sue a business for additional damages and covers legal defense cost and monetary judgment.

Personal Auto & Property

This policy covers personal vehicle and assets. Homeowners, townhouse, condo and renters policies cover the loss of personal belongings, subject to the policy limits and conditions.

Business Income

This policy can help replace lost rents and profits. It may provide related operating expenses to keep in business during a rebuilt. It helps with temporary relocation to minimize downtime.

About Debra Roak

My passion is for business

I create growth opportunities for my business clients and partners. As long as I have been part of the business community in the greater Sacramento area, I have been a small business advocate and connector. With my tens of thousands of connections, I can help anyone’s business be a success. I always think outside the box with confidence. I am determined and resourceful in bringing possibilities to my clients’ and partners’ ventures.

Why Roak insurance Agency

Offering Solutions and Risk Management

I got into the insurance industry to level the playing field and to make the process a fair one. I help my clients with solutions and risk management. It also gives me the opportunity to meet owners and entrepreneurs who will benefit from my business connections. Like it or not, every business owner needs insurance to mitigate risk and grow their business with peace of mind. 

“Debra has helped me insure my marketing agency business with an extensive business liability insurance. She was able to save me over two thousand dollars a year with exactly the same coverage as my previous insurance provider. I advice that everyone with a business should have Debra requote their insurances. Amazing service.”

Veronika M.

Contractor for the State of California

Are you ready for government contracts?

As a certified small business, you need to make sure that you are fully covered so that are truly contract ready for that federal, state, county, city contract.

Understand that your general liability insurance sufficiently covers your business and commercial property so you it will keep your business active through the duration of the contract. 

Bonding is most important to show that you can guarantee your work. It reflects your ability to execute the required work.

Besides certified payroll, government agencies require businesses to carry workers comp. At Roak Insurance Agency, our rates are highly competitive. Make sure the policy you offer is affordable but high quality to ensure your employees are properly covered.

Contact Roak Insurance Agency

Please contact us for a quote or with any questions. We are looking forward to connecting with you.

(916) 459-0126

400 Plaza Drive, Suite 145, Folsom, CA 95630

Debra Roak, LIC 0M95830

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